Disclaimer & Risk Disclosure

At FirstCapital and its subsidiaries, affiliates, and associated entities (“FirstCapital”, “we”, “us”, or “our”), safeguarding the confidentiality and security of your personal and sensitive personal information is a core priority.

This Privacy Policy explains how FirstCapital collects, uses, stores, and discloses personal information obtained through our website and during the course of providing our services. Please read this policy carefully before using our website or submitting any personal information.

By accessing or using our website, or by submitting information through our client onboarding documents, questionnaires, or application forms, you consent to the terms of this Privacy Policy. This policy may be updated from time to time, and the revised version will be published on our website. We encourage you to review this policy periodically.

Collection of Information

FirstCapital, its officers, employees, and authorised representatives collect personal and sensitive personal information to establish, manage, and maintain our relationship with you and to provide the products and services you request. Certain information may also be collected to comply with applicable laws, regulations, or regulatory requirements.

If you choose not to provide required information, we may be unable to offer certain services.

The information collected may include, but is not limited to:

Personal identification and contact information such as name, postal address, email address, and telephone number
Information relating to your financial affairs, business interests, employment, income, investments, or assets
Information arising from or required in connection with transactions undertaken by you with or through FirstCapital
Information necessary to process applications for specific products and services
Information relevant to marketing and communication of products and services
Information contained in account opening forms, client agreements, subscription documents, and related records
Information collected during the establishment of a client relationship, including applications, forms, and questionnaires
Information relating to your transactions with FirstCapital or third parties

Use and Disclosure of Information

FirstCapital does not disclose your personal information except in the following circumstances:

Where disclosure is required by applicable law, regulation, government authority, regulator, or pursuant to a court order, decree, or award
To protect against or prevent actual or potential fraud, unauthorised transactions, or security risks
To investigate suspected or confirmed fraud or misconduct
To authorised intermediaries, agents, service providers, market participants, or product providers in connection with investments made by you or services provided to you

Confidentiality and Security

Employees of FirstCapital are required to respect the confidentiality of clients’ non-public personal information. FirstCapital conducts periodic training and awareness programmes to ensure employees understand their obligations relating to data protection and information security.

We maintain reasonable physical, administrative, and electronic safeguards designed to protect personal information from unauthorised access, misuse, alteration, or disclosure. Any employee found to be in violation of these policies may be subject to disciplinary action, including termination.

Commitment to Information Security

Your personal information is stored and processed securely in accordance with applicable Indian data protection and privacy laws. FirstCapital is governed by the laws of India and is not subject to the privacy laws of jurisdictions outside India.

Access to personal information is restricted to FirstCapital employees, authorised agents, advisors (who are bound by confidentiality obligations), and market intermediaries or product providers strictly for the purpose of services or investments availed by you.

Delivery of Privacy Policy

FirstCapital provides clients with an initial Privacy Policy notice at the time a client relationship is established. Any material changes to this Privacy Policy will be published on our website

Contact Information

For any complaints, grievances, or concerns relating to privacy or data protection, please contact our Compliance Officer:

Compliance Officer Ms. Sunita Rathi

FirstCapital Holdings Private Limited

📧 Email: sunita.rathi@firstcapital.in

📍 Ackruti Star, 117, Level One, Central Road. MIDC, Andheri East, Mumbai - 400093.

📞 Contact No.: +91.22.4006.9191

Disclaimer & Risk Disclosure

Any distribution, use, reproduction, or circulation of this information, in whole or in part, without the prior written permission of FirstCapital is unauthorised and strictly prohibited. This material is intended solely for personal consumption by the recipient and must not be redistributed.

The prices, values, income, and appreciation of the securities mentioned herein are based on publicly available information or the latest information available to FirstCapital and are subject to change. While FirstCapital makes every effort to rely on credible and comprehensive information sources, it makes no representations or warranties, express or implied, and assumes no responsibility or liability for the accuracy, completeness, or usefulness of any information contained herein.

The information contained in this document is intended solely to provide general guidance on matters of interest for the personal use of the reader, who accepts full responsibility for its use. Investments in securities markets are subject to market risks. Please read all related documents carefully before investing. Past performance is not indicative of future results. Recipients should independently assess all investment risks before making any investment decisions.

Any forward-looking statements are subject to various risks, uncertainties, and assumptions that may cause actual outcomes to differ materially from those expressed or implied. For prospective clients, any information provided is for discussion purposes only, based on general market trends, and shall not be construed as investment advice or a solicitation.

Certain investment vehicles may carry lock-in periods, which may result in liquidity risk. Portfolios may be exposed to concentration risk due to overweight positions in specific securities, sectors, instruments, strategies, fund managers, or investment styles. A shorter investment horizon or a mismatch between the investor’s time horizon and portfolio construction may result in sub-optimal outcomes or liquidity and price risks. Certain strategies may experience prolonged periods of underperformance due to market-related or fund-specific factors.

Securities listed on stock exchanges may experience daily price fluctuations, leading to portfolio volatility. During extreme market conditions, some securities may become illiquid, resulting in liquidity risk even in open-ended vehicles. Such risks may be amplified in Portfolio Management Services (PMS) compared to pooled investment vehicles such as Mutual Funds (MFs) and Alternative Investment Funds (AIFs).

Fixed-income portfolios may carry credit risk arising from an issuer’s inability to meet repayment obligations, potentially resulting in loss of principal or yield. Interest rate movements may adversely impact prices, particularly in rising interest rate environments. Certain instruments may also become illiquid during market-wide stress or issuer-specific events, increasing liquidity risk.

Any securities referenced herein are provided for illustration purposes only and are not recommendatory. Registration granted by the Securities and Exchange Board of India (SEBI), enlistment with an exchange, or certification from NISM does not guarantee performance or assure returns to investors or clients.

FirstCapital, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, reliance upon, or inability to use the information contained herein. This document is intended solely as a general information source and shall not be construed as a recommendation, offer, or solicitation.

Neither FirstCapital nor any of its affiliates has undertaken any regulatory, legal, tax, or accounting analysis regarding the suitability of any securities. Recipients are advised to consult their own professional legal, tax, and accounting advisors before acting on the information provided.

Regulatory & Investor Disclosures

SEBI Registration Number: [Insert FirstCapital SEBI Registration Number]
(Registration does not guarantee performance or assurance of returns)

Principal Officer:
Ms. Sunita Rathi
📧 Email: investment@firstcapital.in
📞 Contact No.: +91.22.4006 9191

Compliance & Grievance Officer:
Mr. Viraj Vadoliya
📧 Email: viraj.vadoliya@firstcapital.in
📧 Investor Grievance Email: investments@firstcapital.in

If you are not satisfied with the resolution provided, you may lodge your complaint online through SEBI SCORES at http://scores.gov.in or access the ODR Portal at https://smartodr.in/

Address

Principal Place of Business & Correspondence Address:
Ackruti Star, 117, Level One, Central Road, MIDC< Andheri East, Mumbai - 400093.

📞 Contact No.: +91.22.4006 9191